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Remortgage UK
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Why remortgage?

Remortgage is replacing an existing loan with a new one from a different lender. Remortgage cuts out the need for a new valuation and searches, and as a result reduces the cost of getting a new mortgage.

There are a lot of things that can be achieved by a remortgage. You could cut your rate or move from a variable-rate deal to a fixed rate making it easier to manage your budget.

One of the reason for remortgaging is to reduce monthly repayments.

Before going for a mortgage, work out what the monthly repayments will be on a new deal using our Loan/Mortgage Calculator. Compare these with your current payments.

It willnot take long to replace your current deal with a new mortgage.
Most mortgage offers last for around three months, and if you plan ahead you can have a new deal sorted out to start the day the special-offer rate ends. This means you can hop from one fixed rate to another and avoid paying over the odds for your loan.

Types of Mortgage

Variable rate mortgages
Discount mortgages
Fixed-rate mortgages
Capped-rate & drop-lock mortgages
Tracker mortgages

You can get more information on remortgages, secured loan, types of loans and loan advice.

Remortgage is the method of replacing a current mortgage with the new one. It helps you to switch from a variable rate mortgage to a fixed rate pact. By remortgage you can easily reduce your monthly payments and can hoard a sizeable amount for other expenses.

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